Regulation affecting your debit card

If you have been paying attention to your bank recently, you probably noticed that the feature of cash rewards is going away.  In fact, a couple large banks are starting to charge a fee every month for the use of debit cards.  The reason this is happening is due to new fedearl regulations that impose restrictions on the amount a bank can charge a retailer per transaction.  Since your rewards are based on the revenue received from debit card usage, banks are forced to remove a benefit that many consumers have come to enjoy.  This is a great case on how central planners mess with our lives.